Do you remember that since an October, 2011 health insurance policyholders according to service or facilities if expectations are not the new company policy without previous benefits quickly.
Portability of benefits:
-If existing policyholders the company's services, facilities and premium is not satisfied with the General insurance company or at your convenience to another health insurance company has done to port your current policy. but given the diversity of the health insurance policy tailored to your need to take advice from a specialist policy.
-Group insurance health insurance provided by employers under the medical history and based on the same claim can be obtained from the insurance company called moving from group health insurance policy a year later another insurance company's port policy cannot be made here.
The biggest benefit of pre-existing dejesus (pre-existing diseases) waiting period of a company i.e. If Carrie forwards. four years later covers an illness and health insurance policyholders that make the port for three years with the existing insurance company in the case of the new insurance company pre-existing would be a year of waiting period dejesusIf the new insurance company also covers those diseases four years later.
There are also some disadvantages of portability:
Some of the health insurance portability advantages, some disadvantages. biggest losers no claim bonus losing. 5 million bucks even if a person is eshyord. it no claim bonus is a new company of the 50,000 policyholders even of keeping 5 million eshyord bucks will decide the real benefit of the premium, you will find NCB. ".
No policyholders that did not have a disease while taking the policy, but then her blood pressure or any other disease, the new insurance company wants its policyholders policy port here, the existing range of such disease-disease in four years may have to wait while the old firm in the category of existing disease-it will not.
How to make port:
1. the current health insurance policy expired 45 days ago another simple or health insurance company will have to close the application.
2. fill the form new company purposely for portability as well as policyholders would fill up portability form.
3. new simple or health insurance company within seven days from the old company insurance regulatory & Development Authority (IRDA) through a portal to gain all the information with respect to the policyholders. it will involve medical and claim the history of the policyholders.
4. claim of policyholders and medical history, can accept or reject the new company purposely.
5. If the new normal or health insurance company purposely form and portability form within 15 days of filing a notification to the client does not approve the policy speak.
Portability of benefits:
-If existing policyholders the company's services, facilities and premium is not satisfied with the General insurance company or at your convenience to another health insurance company has done to port your current policy. but given the diversity of the health insurance policy tailored to your need to take advice from a specialist policy.
-Group insurance health insurance provided by employers under the medical history and based on the same claim can be obtained from the insurance company called moving from group health insurance policy a year later another insurance company's port policy cannot be made here.
The biggest benefit of pre-existing dejesus (pre-existing diseases) waiting period of a company i.e. If Carrie forwards. four years later covers an illness and health insurance policyholders that make the port for three years with the existing insurance company in the case of the new insurance company pre-existing would be a year of waiting period dejesusIf the new insurance company also covers those diseases four years later.
There are also some disadvantages of portability:
Some of the health insurance portability advantages, some disadvantages. biggest losers no claim bonus losing. 5 million bucks even if a person is eshyord. it no claim bonus is a new company of the 50,000 policyholders even of keeping 5 million eshyord bucks will decide the real benefit of the premium, you will find NCB. ".
No policyholders that did not have a disease while taking the policy, but then her blood pressure or any other disease, the new insurance company wants its policyholders policy port here, the existing range of such disease-disease in four years may have to wait while the old firm in the category of existing disease-it will not.
How to make port:
1. the current health insurance policy expired 45 days ago another simple or health insurance company will have to close the application.
2. fill the form new company purposely for portability as well as policyholders would fill up portability form.
3. new simple or health insurance company within seven days from the old company insurance regulatory & Development Authority (IRDA) through a portal to gain all the information with respect to the policyholders. it will involve medical and claim the history of the policyholders.
4. claim of policyholders and medical history, can accept or reject the new company purposely.
5. If the new normal or health insurance company purposely form and portability form within 15 days of filing a notification to the client does not approve the policy speak.
